To be insured or not be insured, that's the question

What's the value of an UT employee abroad? in our assessment? Peanuts.
Let us provide an overview of how appreciatieve the CvB is of our work in the average Banana Republic:

Business Travel Insurance

maximum duration of journey 365 days (nevertheless you need to apply for new insurance for each trip)

Legal aid in relation to the person:

·       Outside of Europe, for one event..................................................................................... €          5.000,--
(In short, your attorney get's as much as your widow(er)).

EDIT: due to incompetent file management, those staff only speaking English were worth 5000 Euro's while your Undutchable colleagues were valued at 50,000 Euro's.
Due to the strong influence of this Blog (resistance is futile!) decision makers have had to yield and plead guilty of cluelesness. Once again we have been able to level the playing field: now everybody is equally under valued.

Accidents:

In Case of death (A)...............................................................................................................€             5.000,--  
In case of permanent total disability (B)................................................................................ €          62.500,--

in virtue of section Medical expense.
·       Expenses outside of the Netherlands............................................................................. amount of expenses
·       Dental expenses................................................................................................................. €           750,-

Luggage: total........................................................................................................................... €          1500,--
with a maximum payment for:
·       Photo, sound/audio/ video equipment............................................................................                 50%

(if anyone knows a good address where Commander Horn can buy a new Leica for €750, - do let us know)

·       per set(Sun) glasses of contact lenses...........................................................................                  10%

(even Specsavers doesn't offer new glasses for € 150, -)

·       Removable car radio..........................................................................................................             10%

(I always take my car radio abroad)

·       (Car) telecommunication equipment..............................................................................                10%

(if anyone knows a good address where the Gadgetmen can buy a a new smartphone for €150, - do let us know)

·       False teeth and dental plates............................................................................................              10%

·       Gifts for business connections, only if in the luggage at the time of departure ......                     10%

(well, that's amply covered then)

·       Objects acquired during the trip.......................................................................................             10%

 (That means no more shopping for the Dean's Wife)

·       Purchase “emergency luggage”......................................................................................              20%

·       Travelling documents ........................................................................................................ amount of expenses

Cash en Cheques:................................................................................................................... €          500,--
(that means an offshore bank account in each country)

Computer equipment (software included) ......................................................................  €            5.000,--

(Computer equipment is not covered if taken by any other way than hand luggage)

The list goes on and on with useless items, but we just wish to make a point, that there is actually no point. Any ordinary life insurance advises in case of death to allow for a three year recovery period in family income. UT allows one UHD annual salary for the family of a vegetable, but only one monthly salary for a widow(er). The old ITC insurance would provide €200K in case of a deceased emloyee (and €125K in case of permanent disability) Talk about "depreciation" of staff. 

 Err, where were the people responsible of this decision when it was presented to staff? Oh right. it wasn't presented anywhere. We had to ask for it.

Our advice: Leave your stuff at home, don’t get injured and don’t die. Otherwise die before October 31st or make sure you book the fees for a life insureance policy on the right OFI number: 930.34404 or 930.13001.

 

Have a nice trip :-)